Opens the Tax Conversation
Tax planning starts with identifying the problem. Total Tax Burden opens the conversation and uncovers the risk. Top advisors run one for every prospect who comes into their office.
Software
Total Tax Burden
Every prospect who enters your office has a tax bill due in retirement. With Total Tax Burden, you can quickly uncover the amount - and show them how to reduce it.
This 30-second report opens the tax conversation immediately - and the best part? No tax returns or client financial details needed. Just grab an age and an asset amount to generate their report. It’s the fastest conversation starter you’ll find.
With Total Tax Burden, You Can…
Enter tax assumptions. Enter client age. Generate a quick report showing taxes paid in their qualified account versus taxes saved in a Roth. See what makes Total Tax Burden our #1 run report.
Total Tax Burden reports include
IRA vs. Tax-Free Account
Total after-tax wealth generated from their current approach vs. a tax-free conversion
Tax Analysis
Quick snapshot of factors driving the tax decision
Tax Change Modeling
The impact of rising taxes - from legislative changes, the Widow’s Penalty and more
Easy to Run
Custom report in under 30 seconds
Request Your Sample Report
Why Advisors
Choose Total
Tax Burden
Quick, Powerful Snapshot
In under a minute, your prospect will see their tax options - in real dollars and cents. Total Tax Burden can be used specifically to open tax conversations or as part of your client acquisition process.
How Advisors Use the Total Tax Burden Report
Prospect Meetings
Deliver a quick, high-level analysis. The industry’s best eye-opener on retirement taxes.
Client Meetings
Open the tax conversation with annuity and AUM clients to increase wallet-share and deliver value.
CTA for Seminars, Podcasts & Radio
Offer a report for attendees or listeners - giving them a compelling reason to call your office or come in for a meeting.
Real Advisors. Real Results.
See how advisors are using Stonewood software to win larger cases and deliver better outcomes for their clients.
An advisor was working with a prospect who was a real "do-it-yourselfer" when it came to Roth conversions. The client was converting assets up their existing tax bracket – and hadn't considered any impact to IRMAA.
With Roth Done Right, the advisor was able to show an alternate pattern that sped up the conversion to 6 years. The new structure offered $30,000 savings in conversion taxes – a 20% reduction on the prospect's conversion tax bill. The report also showed hundreds of thousands of dollars in long-term tax and IRMAA savings from the converted assets – an amount the prospect hadn't been able to quantify on his own.
Outcome
A new client with $1M in new AUM, and a $1M FIA sale to fund the conversion process.
An advisor was working with a prospect who already had assets with Ken Fisher. Fisher's team presented a 5% systematic withdrawal projection, so the advisor needed a stronger way to frame the income conversation.
Using the Annuity Alpha report, the advisor showed how an annuity could deliver over 8% in annual cash flow with lifetime income, plus a long-term care doubler. The contrast was clear enough that the prospect moved forward.
Outcome
$1.5M placed and a $100K commission.
An advisor was working with a 58-year-old couple with an established, well-funded retirement income plan, leaving an additional $3M IRA to build out a legacy for the kids. The couple's existing advisor had no real additional plan for this money, other than to keep it in their managed account and grow that money as much as possible for the kids.
Using the Legacy Done Right report, the advisor showed the need for tax planning on this $3M IRA. According to the advisor, the simple analysis "opened up the wallet" to the Roth conversion story. The advisor then used the blended Roth/Life feature in the report to show a blend of Roth Conversion assets with some Life Insurance to help maximize the client’s legacy.
Outcome
$3M in motion. The advisor picked up a $1.5M FIA sale that will be converted to Roth. And the advisor also sold a 5-Pay Protection focused IUL policy at $225,000 of premium per year.
An advisor group incorporated the Total Tax Burden report into the strategy presentation for all new prospects. They ran the tax snapshot for every new client as part of their first meeting conversation, quantifying the growing tax burden of IRA money – and illustrating the kinds of tax savings possible when working with their firm.
Starting in January of 2023, this simple analysis was presented to every single prospect who walked in the door. The goal was to differentiate their practice and drive overall revenue growth through various Roth conversion strategies.
Outcome
From 2022 to 2025, new annual AUM rose from $5M to $50M. Annual FIA sales rose from $3M to $35M. And annual life premium rose from $50K to $1M.
Pick Your Membership
Every tier includes licenses for your entire team.
IUL Membership
$229/mo*
or $2,200/year SAVE 20%
- Total Tax Burden Software
- Marketing Toolkit: Benefits of IUL
- Marketing Toolkit: Rising Tax Risk
- Life Training Resources
*Monthly pricing includes a one-time set-up fee of $329
MOST POPULAR
Premium+ Membership
$329/mo*
or $3,200/year SAVE 20%
- Roth Done Right Software
- Legacy Done Right Software
- Annuity Alpha Software
- Total Tax Burden Software
- Retirement Tax Bill Lead Gen
- All Marketing Toolkits
- All Training Libraries & Resources
- Access to Stonewood's complete suite of tools & software
*Monthly pricing includes a one-time set-up fee of $329
Annuity Membership
$229/mo*
or $2,200/year SAVE 20%
- Annuity Alpha Software
- Retirement Tax Bill Lead Gen
- Marketing Toolkit: Annuities
- Annuity Training Resources
*Monthly pricing includes a one-time set-up fee of $329
Frequently Asked Questions
What client information do I need to run a Total Tax Burden Report? −
Simplicity is the report’s power. Enter a client’s age, asset amount and tax assumptions and you’re ready to generate their report.
Can I model tax changes? +
Yes. The software allows you to model multiple tax changes for your client and their heirs.
Can I add my own disclosure to the report? +
Yes. The report is customizable with your practice’s information, logo, and any compliance and disclosure language you need.