Speed + Credibility
2-minute report generation. Client-facing design. Large fonts, clear charts, plain language. No tax return needed. Clients can quickly see the benefit and take action.
Software
Roth Done Right
Deliver next-level Roth analysis to your clients. Minimize taxes and IRMAA. Maximize lifetime savings. All in a simple, powerful report you can run in under 2 minutes - no tax return needed.
With Roth Done Right You Can…
Analyze conversion timing, tax impact, Medicare surcharge implications, and more. Everything you need to maximize your client’s conversion..
Roth Done Right reports include
Conversion Timing Analysis
Year-by-year conversion scenarios to optimize tax savings
Tax Analysis
Taxes paid during conversion vs. saved in retirement
IRMAA Surcharge Impact
Ways to reduce Medicare surcharges over their lifetime
RMDs & Planned Income
Total tax savings for the ways they plan to access their funds
Break-Even Report
After-tax account value in each scenario
No Tax Return Needed
Quick analysis to start the conversation
Request Your Sample Report
Why
Advisors Choose
Roth Done Right
This is the tool that gets prospects to say "I want YOUR help with my Roth Conversion."
Complete Analysis
Taxes. IRMAA. OBBBA deductions. Run the report however you like to do business - using bonus annuities, life insurance, and Roth AUM.
The Roth Opportunity is Bigger Than Ever
Rising tax concerns, OBBBA changes, and the national debt have clients wondering about Roth conversions. Your clients are searching for help: "Roth conversion rules 2026" gets 4,100+ searches per month. Advisors who can show clients a clear path forward will win their business. That’s what Stonewood created Roth Done Right to do.
Real Advisors. Real Results.
See how advisors are using Stonewood software to win larger cases and deliver better outcomes for their clients.
An advisor was working with a prospect who was a real "do-it-yourselfer" when it came to Roth conversions. The client was converting assets up their existing tax bracket – and hadn't considered any impact to IRMAA.
With Roth Done Right, the advisor was able to show an alternate pattern that sped up the conversion to 6 years. The new structure offered $30,000 savings in conversion taxes – a 20% reduction on the prospect's conversion tax bill. The report also showed hundreds of thousands of dollars in long-term tax and IRMAA savings from the converted assets – an amount the prospect hadn't been able to quantify on his own.
Outcome
A new client with $1M in new AUM, and a $1M FIA sale to fund the conversion process.
An advisor was working with a prospect who already had assets with Ken Fisher. Fisher's team presented a 5% systematic withdrawal projection, so the advisor needed a stronger way to frame the income conversation.
Using the Annuity Alpha report, the advisor showed how an annuity could deliver over 8% in annual cash flow with lifetime income, plus a long-term care doubler. The contrast was clear enough that the prospect moved forward.
Outcome
$1.5M placed and a $100K commission.
An advisor was working with a 58-year-old couple with an established, well-funded retirement income plan, leaving an additional $3M IRA to build out a legacy for the kids. The couple's existing advisor had no real additional plan for this money, other than to keep it in their managed account and grow that money as much as possible for the kids.
Using the Legacy Done Right report, the advisor showed the need for tax planning on this $3M IRA. According to the advisor, the simple analysis "opened up the wallet" to the Roth conversion story. The advisor then used the blended Roth/Life feature in the report to show a blend of Roth Conversion assets with some Life Insurance to help maximize the client’s legacy.
Outcome
$3M in motion. The advisor picked up a $1.5M FIA sale that will be converted to Roth. And the advisor also sold a 5-Pay Protection focused IUL policy at $225,000 of premium per year.
An advisor group incorporated the Total Tax Burden report into the strategy presentation for all new prospects. They ran the tax snapshot for every new client as part of their first meeting conversation, quantifying the growing tax burden of IRA money – and illustrating the kinds of tax savings possible when working with their firm.
Starting in January of 2023, this simple analysis was presented to every single prospect who walked in the door. The goal was to differentiate their practice and drive overall revenue growth through various Roth conversion strategies.
Outcome
From 2022 to 2025, new annual AUM rose from $5M to $50M. Annual FIA sales rose from $3M to $35M. And annual life premium rose from $50K to $1M.
How Advisors Use Roth Done Right
Prospect Meetings
Deliver an analysis unlike anything your prospect has seen. Nothing builds credibility faster than personalized data and a clear path forward.
Client Meetings
Open the tax conversation with annuity and AUM clients to increase wallet-share and deliver value.
Centers of Influence Marketing
Share the report with CPAs and tax attorneys to increase referrals and build confidence in your practice’s approach.
Pricing &
Getting Started
Roth Done Right is available exclusively through Stonewood’s Premium+ Membership ($329/mo). Membership includes team licenses, coordinated marketing tools, 1:1 coaching, and both live and on-demand training.
Premium+
All Access
$329 /mo
or $3,200/year SAVE 20%
Roth Done Right Software
Legacy Done Right Software
Annuity Alpha Software
Total Tax Burden Software
Retirement Tax Bill Lead Gen
All Marketing Toolkits
All Training Libraries & Resources
Access to Stonewood's complete suite of tools & software
*Monthly pricing includes a one-time set-up fee of $329
Frequently Asked Questions
Does Roth Done Right analyze both taxes and IRMAA? −
Yes. The report will analyze taxes and IRMAA – both during conversion and throughout the saver’s lifetime.
Does Roth Done Right accommodate different conversion structures? +
Yes. The software allows you to model conversions over a one to ten year timeframe, and can be used with Bonus Annuities, life insurance and other Roth conversion structures.
Can I add my own disclosure to the report? +
Yes. The report is customizable with your practice’s information, logo, and any compliance and disclosure language you need.