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2026 IRMAA Rates Are Out. What Does that Mean for Your Clients?
They declared!
Who? The Centers for Medicare & Medicaid Services (CMS).
What did they declare? The IRMAA surcharge amounts for 2026.
Congress created IRMAA in 2003 as part of the Medicare Modernization Act. It was created to increase the values in the trust fund that supports Medicare by having higher-income Americans pay additional surcharges above and beyond their Medicare Part B and D premiums.